Through this charity program, J Trust Bank provides financial support to the referrer who refers potential customer to open a Time Deposit product account (3 months or 6 months) with a minimum amount of IDR 10 million. Customer who successfully open a Time Deposit account for reference of a Referrer will also get cashback as a gift. In addition, we will donate 0.1% of the total deposit as a form of our support for Indonesia


  • Up to 5 billion cashback for referrer who has introduced customer to the Charity Deposit Program.

  • Cashback of up to 2.5 billion for Charity Deposit Program account holder.



  • Program started 1st June 2021 until further information.

  • Minimum balance of IDR 10 million (multiplication of IDR 10 million are applied) 

  • Applicable for fresh fund

  • Applicable for existing customer and new customer.

  • Deposit interest rate 5.00% p.a. + cashback 0.25% p.a.

  • The cashback recipient is an introducer (referrer) & depositor.

  • Termination on Deposit will be subjected to a penalty in accordance with the terms of the program

  • Appreciation money given to Depositor and Referrer could be credited to each account or could be withdrawn in cash.

  • Payment of appreciation money is carried out through applied process at J Trust Bank

  • Cashback is subjected to 20% tax.