EBP Kredit Kendaraan Bermotor


Personal financing facility that helps customers to get their dream motor vehicle with a flexible term and is guaranteed with the value of the vehicle purchased.



  • Low and competitive interest rates

  • Fast and easy process

  • The credit period is up to 5 years

  • Loan limit up to 80% (subject to change)



  • Individual 

  • Work in agencies / institutions / business entities / companies that have EBP agreement with J Trust.

  • Minimum 2 (two) years work experience.

  • Minimum age 21 years old, maximum retirement age when the credit is due.

  • Get recommendations from companies

  • Fill out the application form.

  • Be insured



  • Bank provision fee is 1% of the credit limit fee.

  • Fee for full repayment before maturity minimum 1%

  • Administration per end user Rp. 200,000, -

  • Insurance



  • If there is a delay in payment of principal & interest installments, it will affect the customer's credit quality recorded at Bank Indonesia and will be subject to a fine.

  • There is a risk of a possible increase in interest rates following the applicable market mechanism in accordance with Bank regulations.